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Ask your neighbors and coworkers whether it’s a privilege to be an American, and nearly all of them will answer with a resounding “yes.” But the rising new leaders of today’s Democratic Party see American privilege as a mass delusion standing in the way of their political ambitions. This was painfully evident last week during […]
Blockchain technology is far more than a buzzword. Dubbed “the Internet 3.0”, this distributed ledger technology known best as the data documentation for cryptocurrencies is changing our data management and transactions at breakneck speed. Blockchain technology has inaccurately been held as synonymous with Bitcoin. While Blockchain technology developed to create a foolproof transaction and payments […]
The US housing market in the past 10 years has been characterized by unusually long-lasting low interest rates and robust government-backed mortgage programs. These market conditions have allowed nonbank lenders to boom in the last decade. In 2018 there are several proposals brought forth by regulators looking to agree on a final housing finance reform […]
How safe do you feel on social media? On the one side, we have huge proponents of social media saying that it should remain unregulated so people can practice their freedom of speech, engage in meaningful conversations, and share opinions. On the other side, there are people who support its regulation claiming that it has […]
Fiscal 2018 has been a momentous year for US financial technology (FinTech) organizations. On July 31, 2018, the Office of the Comptroller of the Currency (OCC) began the process of accepting applications from non-depository FinTech companies for a special purpose national bank charter. Such action has been spurred by the Trump administration’s call for a […]
